Wewoka, Oklahoma · Home Rehabilitation Program

A roof that doesn’t leak changes everything.

In Wewoka, a leaking roof or a drafty window isn’t a cosmetic problem — it’s the difference between staying in the home you own and having to leave it. The Home Rehabilitation Program fixes the roof and the windows, so neighbors can stay.

The Center for Community Transformation, Inc.
Home Rehabilitation Program (AHP project 2025A10005)
The Center for Community Transformation performs the work, with Security State Bank of Oklahoma as partner. The Federal Home Loan Bank of Topeka is the grant maker, funding the program through its Affordable Housing Program.

A family of five standing together in front of their weathered white wood-frame home in Wewoka
A Wewoka family outside the home they own — the kind of house this program exists to help families keep.
$1.5M
Affordable Housing Program grant for the Home Rehabilitation Program
75
Owner-occupied homes to be rehabilitated
~$20,000
Average subsidy per home
19
Homes already complete

Where the program stands

Nineteen homes done. Fifty-six to go.

The Home Rehabilitation Program got underway in 2026. Every completed home is an owner-occupied house in the Wewoka area that needed a roof, new windows, or both — and a household that couldn’t have covered the repair on its own.

Homes completed 19 of 75 — 25% of the program

12 homes are in progress — those projects are currently underway.

$376,341
Spent on completed homes so far
$1,123,659
Award remaining

Stories from the program

What a repair actually changes

The work is simple on paper — a roof, a set of windows. What it changes is not. These are the kinds of repairs happening across Wewoka right now — select a story to read it in full.

Mae Provo standing in her newly remodeled bathroom in front of her new ADA walk-in shower
Real story · 2026

Mae Provo: a rebuilt bathroom, a new roof

Mae Provo is blind, and her old bathroom had become unsafe to shower in. Her bathroom was rebuilt from the subfloor up — with a new ADA walk-in shower, a new roof, hot water, and a front door that finally seals.

Alan Robinson standing on his new wooden ramp outside his home
Real story · 2026

Alan Robinson: new porches and a replaced ramp

At 84, Alan Robinson has called Holdenville home for more than 40 years. New porches and a replaced ramp mean he can get in and out safely — and stay in the home he loves.

Roderick Daniels standing with Jesse Grandstaff in front of his house under the new roof
Real story · 2026

Roderick Daniels: a brand new roof

Severe roof leaks had Roderick Daniels covering much of his roof with a tarp. Now the longtime Wewoka resident has a brand new roof over his home.

Lula Samilton seated with a young family member in front of her white home and its new wooden front porch
Real story · 2024

Lula Samilton: a new roof, a new front porch

In 2024, Lula Samilton’s home got the repairs it needed through the Home Rehabilitation Program — performed by the Center for Community Transformation, with Security State Bank of Oklahoma as partner: a new roof and a new front porch, funded by an Affordable Housing Program grant from the Federal Home Loan Bank of Topeka.

Her home is one of 80 homes rehabilitated since 2023 through programs Security State Bank has partnered on, with about $1.4 million invested through the bank’s 2022 and 2025 AHP awards.

A safer, more functional home — a roof that protects it, and a porch built for the family that gathers there.

A note on these stories: All four stories on this page — Mae Provo’s, Alan Robinson’s, Roderick Daniels’s, and Lula Samilton’s featured story below the grid — are real ones, shared by Security State Bank of Oklahoma, and their photos are shown with them.

How it works

From application to a finished roof

The program is for people who own and live in their home. The focus is roof repair or replacement and window replacement.

1

Apply

Homeowners apply to The Center for Community Transformation in Wewoka with proof of income, ID, and a copy of their deed.

2

Verify income

Household income is calculated and checked against the Federal Home Loan Bank of Topeka limits for the county and household size — most homes in the program are at or below 50–60% of area median income.

3

Scope the work

Local contractors estimate the roof and window work. The program works with a bench of 13 area contractors.

4

Repair & fund

The work gets done, inspected, and paid from the AHP subsidy — about $20,000 per home on average, at no cost to the homeowner.

What an application asks for: Photo ID for adult household members Proof of income Copy of the deed You own and live in the home

Who it serves

Built for the households with the fewest options

The Home Rehabilitation Program made specific commitments in its grant award about the households the work would serve. These are those commitments:

  • of homes serve special-needs households
  • of homes serve large households
  • of homes serve Native American households
  • of homes serve rural households
  • households are offered financial education and credit counseling, education and training, and mental and behavioral health services

Wewoka sits in Seminole County, in the heart of the Seminole Nation — the commitments above shape how homes are selected across the program.

A couple standing in front of their brick home with its new roof

A homeowner couple outside the brick home they own, under its new roof. Staying in your own home, on your own street, is the outcome every repair in this program is aiming at. Photo: provided by the program.

The road so far

This is the second time The Center for Community Transformation has done this

Prior cycle · 2022 round

60 homes repaired, about $1 million invested

The first project spent $1,000,000 on 60 homes. It proved the model: local contractors, owner-occupied homes, roofs and windows.

December 19, 2025

Home Rehabilitation Program awarded: $1,500,000 for 75 homes

The Center for Community Transformation’s Home Rehabilitation Program (AHP project 2025A10005) took effect with a $1.5 million direct subsidy from the Federal Home Loan Bank of Topeka through its Affordable Housing Program, with Security State Bank of Oklahoma as the partner member bank.

2026 · Underway now

19 homes complete and counting

Applications are being taken, income verified, and roofs and windows replaced across the Wewoka area.

By December 19, 2029

All 75 homes complete

The program must be fully funded and complete by December 2029, with progress reported to the Federal Home Loan Bank of Topeka twice a year along the way.

Own your home in the Wewoka area? Your roof or windows may qualify.

If you own and live in your home and your household income falls within the program limits, you may be eligible for a roof repair or replacement, window replacement, or both — paid for by the program.

Email the program
  • VisitThe Center for Community Transformation
    210 S Mekusukey Ave, Wewoka, OK 74884
  • Emailjgrandstaff@ssbok.com
  • Phone405-257-7741
  • BringPhoto ID for adult household members, proof of income for the household, and a copy of your deed.